About Penny Wise
Last updated October 2026
Penny Wise is a personal income and expense tracker. You record what you earn and spend, sort it into categories and accounts, and see how each month is going.
What it does
- Records income and expenses with exact amounts, dates, categories, accounts, payment methods, merchants and notes.
- Shows monthly totals, income against expenses, spending by category and a spending trend.
- Lets you filter and search your transactions and gives totals for exactly what you selected.
- Offers Quick add: describe an expense by typing or speaking, in English or Hinglish, then review it before anything is saved.
Your data
Your records belong to your account and are visible only to you. You can delete the account and all its data at any time from the Account page. See the Privacy Policy and Data deletion for details.
Penny Wise is one of the products listed on Sarvadwar.